CREDIT SWEEP

A credit sweep is a process of removing negative items from your credit report if you believe you have been a victim of identity theft.

The credit sweep process is generally completed in 14-30 days and does not require a second set of dispute letters to be sent out.

1. IDENTITY IQ LOGIN INFORMATION
(CLICK HERE TO SIGN UP FOR $1)

2. CLEAR COLOR COPY OF ID SHOWING ALL 4 CORNERS

3. CLEAR COLOR SSN CARD SHOWING ALL 4 CORNERS

4. CLEAR COPY OF UTILITY BILL, CAR REGISTRATION, INSURANCE CARD, OR BANK STATEMENT  SHOWING ALL 4 CORNERS AND YOU CURRENT ADDRESS

 

 

CREDIT REPAIR

Credit repair is the process of validating your negative items for accuracy. There are many errors in credit reports that can often be challenged.

Generally, credit repair takes 30-90 depending on the current state of your credit report.

1. IDENTITY IQ LOGIN INFORMATION
(CLICK HERE TO SIGN UP FOR $1)

2. CLEAR COLOR COPY OF ID SHOWING ALL 4 CORNERS

3. CLEAR COLOR SSN CARD SHOWING ALL 4 CORNERS

4. CLEAR COPY OF UTILITY BILL, CAR REGISTRATION, INSURANCE CARD, OR BANK STATEMENT  SHOWING ALL 4 CORNERS AND YOU CURRENT ADDRESS

 

FRAUD ALERTS

Removing a fraud alert is not always easy or fast. Generally removing a fraud alert can be done by telephone. This process can only be done by you! You will need to be prepared to verify your personal information as well as information that has been or is currently on your credit report. The wait times may belong, and you may not always get through the first time, but this is the fastest way to remove a fraud alert. The credit bureaus are notorious for changing telephone numbers and options within the telephone numbers. We will do our best to keep this information up-to-date but you may need to do some legwork to find the correct numbers.

Here are the Main Phone Numbers for Each of the 3 Major Credit Bureaus
Equifax – 1-866-349-5191
TransUnion – 1-800-916-8800
Experian – 1-800-509-8495
How to Speak to a Live Person at Equifax:
Call 1 (866) 349-5191
Say ‘Agent’ or Press ‘5’
Wait while you are being transferred to a live person at Equifax
How to Speak to a Live Person at TransUnion:
Call 1 (800) 916-8800
Press ‘0’
Wait while you get transferred to a live person at TransUnion
How to Speak to a Live Person at Experian
Call 1 (800) 509-8495
Enter your social security number
Say ‘Credit’ or Press ‘2’
Say ‘Credit Report’ or Press ‘1’
Say ‘Credit Questions’ or Press ‘1’
Wait while you are transferred to a live person at Experian

About us

ZERO GRAVITY CREDIT
31938 TEMECULA PARKWAY
TEMECULACA 92592

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